Individual Life - Indianapolis Life product descriptions
We offer many life insurance options:
Term life insurance
- Level benefit term life (Guaranteed premiums 5,10,15, 20 & 30 yrs)
- Mortgage protection term life
- Impaired risk term life
Individual whole life
- Par whole life
- Non par whole life
- Universal life
- Single pay whole life
- Interest sensitive whole life
- Indexed universal life
While there are many decisions you will have to make when assessing your
life insurance needs, one of the most basic is whether you need permanent insurance or term insurance.
A simple way to understand the differences between these two types of life insurance is by comparing them to
something familiar to all of us — finding a place to live.
Tailoring life insurance to fit your needs is like finding a place to live. Once you find the right home,
you need to choose how to pay for it.
Buying permanent life insurance is like owning a home, while buying term insurance is like renting one.
There are advantages and disadvantages to both,
contact us
to discuss.