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Impaired Risk

We specialize in overweight, diabetes, heart conditions, cancer, aviation and many other conditions that may have prevented your clients from getting life insurance elsewhere.

Click here for Simplified Issue Information



  • For specific Ailments:
  1. First, select the correct form from the following list. Print the form and fill it out by hand.
  2. Click here to complete a Preliminary Inquiry
  3. Then use the following link and print out the authorization form. This requires your signature.

  4. Send both forms by fax to (412) 351-5310.

    • Or mail to:
      Robert D. Fink And Associates Insurance Center
      990 Greensburg Pike
      East Pittsburgh, PA 15112
    For Contracting Click Here



  • See below for product information and case studies:





  • Product Information:




  • Sample Case Studies:





Contact us today to learn more about our Impaired Risk Life Insurance Options