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Robert D. Fink and Associates offers products for:
Group Life Insurance
Group Health Benefits
Group Dental Plans
Group Vision Care
Group Retiree Health Plans
Term Life Insurance
Whole Life Insurance
Individual Health Insurance
Short Term Medical
Individual Dental Plans
Individual Vision Care Plans
Impaired Risk Life
Impaired Risk Disability
Long Term Care
Disability Insurance
Travel Medical
Executive/Key Employee Life Plans
COBRA Alternatives
Founded 30 years ago, the Robert D. Fink and
Associates company has been serving insurance agents in Pennsylvania and recently, in Ohio. The company
initially focused on Life and Disability products, then added Group and Individual Health Insurance
products. The company now has a complete line of life, health, disability, supplemental, travel medical
and other specialized insurance products to meet all your needs.
Robert D. Fink has always targeted the major carriers, to ensure the best possible products so you can
represent these products with confidence. |
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| Product Insight |
Volume 1 April 15, 2004 |
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Need help with your impaired risk cases?
GTL might be the right fit for you!
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We can work with these conditions |
Coronary Artery Disease
Lipid Levels- Arteriosclerosis
Colorectal Cancer
Mitral Valve Disorders
Depression
Electrocardiograms and T-Wave Changes
Irregular Heart Beat
Liver Enzyme Tests
Alcohol and Drug Abuse
Multiple Sclerosis
Valvular Heart Surgery
Mitral Valve Prolapse (MVP)
Coronary Calcium
Hypertension (High Blood Pressure)
Ulcerative Colitus/Crohn's Disease
Cardiac Catherization
Athlete's Heart
Testicular Cancer
Coronary Artery Bypass Graft (CABG)
Bundle Branch Block (BBB)
Prostate Cancer
Pacemakers
Transient Ischemic Attack (TIA)
Heart Disease in Women
Sleep Apnea
Rheumatoid Arthritis
Hepatitis A, B, and C
Systemic Lupus / Erythematosis (SLE)
Breast Cancer / Ovarian Cancer
Atrial Fibrillation /Skin Cancer
Chronic Lymphcytic Leukemia (CLL)
Tuberculosis / Prostate Specific Antigen (PSA)
Diabetes / Hemochromatosis
Bladder Cancer / Older Age Underwriting
Heart Attack / Peptic Ulcer Disease
Atrial and Ventricular Septal Defects
Sarcoidosis / Epilepsy
Kidney Transplants / Aortic Valve Disorder
Parkinson's Disease /Spinal Chord Injury
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Recent Example
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Female, 19, non-smoker
Down Syndrome
Placed $10,000 Plan 1 + $10
flat extra
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Impaired Risk Options from Robert D. Fink and Associates
| For many years, people with significant health history such
as heart problems, diabetes, cancer, drug or alcohol problems, or conviction for a felony, were
often unable to obtain life insurance. Recently, some companies have started looking for ways
to insure these "impaired risks", by evaluating each case on an individual basis.
You will need a prescreening first ! |
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Other News from Robert D Fink and
Associates
| We have a new website -and we encourage you to
sign-up now so you
stay up to date on our latest product offerings.
We have just picked up a new whole life line, contact
Ellen for more details |
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