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Choice Card

A solution for your small business

The Choice Care Card?/b> is an employer sponsored health-care debit card.  It allows employers to couple an HRA, an FSA and any higher deductible health insurance program to create a lower cost Consumer Driven Health Plan.

It works as simple as it looks!

Click here to learn more!

The Choice Care Card?is a MasterCard debit card given to each employee and funded with a predetermined amount of money by the employer. Employees can use The Choice Care Card?to cover out of pocket health care related expenses.

In addition to the coverage provided by The Choice Care Card? employees are covered through an employer sponsored higher deductible or higher co-pay health care plan. This type of plan is much less expensive than common first dollar coverage plans. The employer uses the premium savings from the higher deductible or co-pay plan to fund The Choice Care Card?

The Choice Care Card?works with any insurance plan - small group or large, fully insured or self-insured. The employer decides.

Employees may use The Choice Care Card?to cover medical expenses such as office visits and prescription co-pays. The employer may allow employees who do not have a need for medical care to use the card for dental, vision care or alternative treatment such as acupuncture or chiropractic care.

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Best yet, the employer may choose to allow unspent money to rollover from year to year!

Employees may also add their own money to The Choice Care Card?through pre-tax payroll contributions. These funds are used in accordance with flexible spending account guidelines.

Click here to learn more.